After a loss, people often wonder who will pay for emergency measures. Every policy is different, but some general principles help you find your way.
A protective measure often expected
Many policies require the insured to take reasonable steps to limit further damage after a loss. Quickly securing openings is generally part of those steps.
The costs may be covered
In many situations, securing costs related to a covered loss can be included in your claim. The exact coverage depends on your policy, however: read your policy and confirm with your insurer or broker.
The right reflexes
- Notify your insurer as soon as possible
- Take photos before and after the intervention
- Keep the detailed invoice for the work
- Ask your insurer whether it has any specific requirements
Document the work
A documented intervention (description of the work, photos, dates) simplifies the handling of your file. Don’t hesitate to ask us for the information your insurer needs.
This article is provided for information purposes only and does not replace the advice of your insurer or an insurance professional.
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